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Graduates of the University of Texas Rio Grande Valley attend their commencement ceremony at the schools parking lot on Friday, May 7, 2021, in Edinburg, Texas. Buy now, pay later financing options are increasingly being offered by for-profit credentialing schools and boot camps. The “learn now, pay later” concept is appealing, and students are already familiar with the name brand companies since buy now, pay later is ubiquitous within online retail. (Delcia Lopez/The Monitor via AP, File)

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Is 'learn now, pay later' just another student debt trap
By ANNA HELHOSKI of NerdWallet
Thu,06/23/22-9:43AM , 190 Reads
The “ buy now, pay later ” transaction is simple: Shoppers are offered an installment loan at the point of purchase, spreading the cost of the product across several payments. They’re often available without a credit check.
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Graduates of the University of Texas Rio Grande Valley attend their commencement ceremony at the schools parking lot on Friday, May 7, 2021, in Edinburg, Texas. Graduate degrees, once touted as the new bachelor’s degrees, are becoming less crucial to get jobs. Today, more college graduates than ever hold advanced degrees, and graduate programs are the only area of higher education that saw enrollment increases during the worst of the pandemic. (Delcia Lopez/The Monitor via AP)

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Do you need a grad degree to compete right now? Probably not
By ANNA HELHOSKI of NerdWallet
Tue,05/03/22-3:07PM , 167 Reads
More U.S. workers than ever hold a graduate degree. Years of intensifying job requirements and headlines declaring a master’s “the new bachelor’s degree” nudged a record number of students into grad school.
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In this Thursday, Nov. 29, 2018, photo students and passers-by walk past an entrance to Boston University College of Arts and Sciences in Boston. Everyone can’t be a STEM major; there are still vital roles necessary in lower-paying fields like humanities, arts and social sciences. But when you follow your dreams from college to career, the return doesn’t always match the investment — especially if you take on debt. (AP Photo/Steven Senne, File)

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Balancing hopes, dreams and a low-paying college major
By ANNA HELHOSKI of NerdWallet
Wed,02/23/22-6:24AM , 109 Reads
Humanities majors are more than a punchline. Not everyone can or wants to be a STEM major, and the world would be a poorer place if they were.
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